Still Looking For a Fast and Easy Way to Manage
Your Personal or Family Household Cashflow?

lee2

Hi, I’m Lee Roesner,
Creator of MoneySlinger

I’ve got a system so efficient and fast,
that I can afford to manage your money for you…

For Free.

Could It Get Any Faster and Easier Than That?

I don’t think so.

No, I’m Not Crazy

And no, this is not a scam.

Because I won’t be managing your
money ~ for free or otherwise.

But I wanted you to sense
for a moment, how fast and easy,
fast and easy can be.

Because this level of fast and easy
is my benchmark offer to you, and
why you should take a moment
to read a bit further.

This is legit…I live and have a Graphic Design
business in Northern Illinois just outside Chicago.
You can check out my Graphic Design Business which
I’ve run for some 19 years or my Linkedin Profile.
Take note of the recommendations.

You see, this offer may be free to you,
but I can make some good money from other
sources that are betting you can’t manage
your money well.

So I’ll plan and manage your personal
or family finances, while also paying your bills on
time, all while you save tons of time and enjoy
an effortless FICO score above 800.

Still Think There’s a Catch?

You see, I’m a lazy perfectionist, a creative
and a bit of an inventor, and like you,
my time is precious
not to mention my money.

In 1988, I ended up “unknowingly” cracking
this nut like no one else has. I say unknowingly,
because we used it for 15 years not knowing what
we did ~ because we did so little ~ while effortlessly
maintaining a FICO score over 820.

As a matter of fact, still not knowing
what we had, I attempted to dump it
after 15 years for a bright, shiny and new
“real” money management software package.

That’s when the lights went on.

This is how I began making fun of the
whole money management industry, because
I’ve come to find out most everyone
is just plain stuck in an old paradigm
which is little more than an elaborate
checkbook balancing exercise.

Most can’t see the forest through the trees,
even if you put a picture of the forest in front of them.

But there are a few who come to see the light
made self evident by the testimonials on
the right side of this page.

So, the catch…(if you want to call it that)
is if you were to allow me to plan and manage
your personal or family finances, is you need to meet
one requirement on your end ~ and for two reasons:

I won’t be paying your bills
on your schedule ~ but on mine.

And of course I won’t be paying them
with my money ~ but with yours.

Here’s What I’ll Need You To Do

(click tab to see details)

You got to start somewhere. I’ll need you to make a list of all your “known” expenses. Yes, even gas for your car is a known expense although variable. This also includes your self imposed expenses such as retirement contributions. In total this would most likely encompass at least 80% of your cashflow volume. This is what I’ll be managing. The other 20% of your everyday, smaller miscellaneous expenses is all you’ll have to manage. Fair enough?

I’ll need you to do some initial number crunching. For each expense you listed, I’ll need you to determine a total of what you spent the previous year ~ January through December. If you’re not sure, come as close as possible by determining a monthly average you spent on an expense over just a few month’s time and then extrapolate it out over 12 months.

I’ll need you to round out your totals for each expense to whole numbers ~ I’m not interested in the loose change.

I’ll need you to total all these individual, annual expenses into one annual lump sum expense figure.

Now add 10% to that single, annual figure. This is your cushion in case your calculations are off a bit…and saves you and me time. Don’t worry, if there’s money left over it’s still yours.

Now I’ll need you to take that single, annual expense figure and divide it by 12. This will tell you ~ and me, what your average monthly expense figure is. Note you and I will be using this same, single expense figure every month for the entire year.

But to make things easier, rather than trying to manage this large lump sum each month all at one time, divide this monthly average expense figure again by 2, giving us a semi-monthly average expense figure.

Now that we have a semi-monthly average expense figure, I’ll need you to contribute this amount to me to cover all your expenses twice a month, regardless of what your actual expenses might be for any particular month ~ and I’ll handle the rest. Note that I’ll be opening a dedicated bank account in your name and depositing this amount into it each month.

One last thing, you’ll need to choose your 2 semi-monthly dates each month when you’ll be sending me your deposit, such as the 1st and 15th.

So What’s Your Responsibility In This Deal?

If you’ve read the details of what’s required above,
you’ll know that I’ll end up managing approximately
80% of your entire cashflow volume.

Your only money management responsibility now
is to contribute the SAME amount to me
on the SAME two dates each month
~ I’ll take care of the rest.

Is that fast and easy enough?

Your 2 identical payments ~ made on 2 identical dates
essentially pay every one of your numerous individual
expenses each month and will take care of some 80% or
more of your most important life expenses.

Could it get any easier?

Well, actually it can.

How About That Other 20%?

That other 20% is what you’ll be managing,
but that 20% is not just any percent.

It’s a balance…and that balance is
the difference between what you earned
that pay period, and your average monthly
expense you’re paying me to cover
all your “must have” expenses.

Which means, if you have variable income,
that 20% is sometimes 10%, or 15%…or 25%
~ it’s whatever’s left.

It also means this balance is sitting
all by its lonesome self in its own bank
account, physically separated from
your “must have” money.

Which also means when you open
up your daily checkbook or look at your
online bank account, that “must have”
money is not there either
~ just whatever’s left.

Which means the only daily
“budgeting” or “tracking” you’ll have to
do is to make sure you don’t run out
of money before your next pay period
~ where you’ll pay me first.

I think that’s about it.

Everything else is taken care of.

Really. Think about it.

What else is there?

It makes for easy daily decision
making on your end, doesn’t it?

What Will I Be Doing?

Being the lazy perfectionist I am, I’ll
be doing as little as possible ~ perfectly.

Fortunately, I have a little program I
developed around mathematical averaging.

As a matter of fact it has a Budget Worksheet
that does for you, what you just manually did above
that determines your payment amount to me.

It also has a Deposit Tracking Worksheet that tracks
your income; that then subtracts that deposit payment
to me; which determines the deposit balance to you.

But key to my task, is the Expense
Worksheet where I track only the
“must have” expenses you’ve determined you
must financially meet in your life.

But, it does a bit more than just track each
expense payment made each month, it
continually calculates a monthly running average
for each through the year, and compares this
“actual” running average side-by-side
next to the “estimated” average
you determined earlier.

I should also mention it has a
Savings Worksheet as well should you
decide to dedicate some of your money for
future goals that may be a little more long term.

I can handle that for you as well.

And I think that’s it.

No, There’s More

Or should I say, less?

If you recall, your deposit to me will be
deposited in your own, dedicated bank
account in your name.

And I forgot to mention above, that
the Expense Tracking Worksheet not only
calculates a running average through the
year for each individual expense,
it also totals all these individual payouts
into a single monthly “actual” average, and
compares it to the “estimated” deposit
payment you’re making to me.

Still with me?

 You see, the thing about averaging
when used in combination with a dedicated bank
account, is all the variability of individual monthly
expense amounts you normally have to contend
with ~ actually cancel each other out.

That’s to say, if one payment is higher than
your average estimate in a particular month, it’s
compensated for in the bank account by another expense
payment that is under your average estimate.

The more variable items you put into this
dedicated account, the less variabilty there is
in the actual balance of the account.

Get it?

So while I may be tracking your individual
expenses, it’s now OK if they float over and under
your average estimate in a particular month,
(to a particular degree of course).

What becomes important then, is not so
much each individual expense figure
~ but your total average expense.

And so my financial focus on our account
is not on the trees, but is on the forest
~ which is a single figure.

Get it more?

So even if some of your expenses are
seasonly variable, your deposit stays
the same all year long.

So the money you may payout in say, summer,
that is “under” your estimated annual average
accumulates in the dedicated
bank account, and is there in winter when
your average payout is “higher” than
your annual average.

Are you getting how easy my job is?

Well, It Gets Easier

Yea, can you believe it?

You have to remember, your
semi-monthly deposit to me is
essentially “payment in full”
for each half month’s expenses.

What this means is not only is your
personal calculation effort at near zero
each month, by simply balancing your
checkbook, but my own calculation
efforts are at near zero as well.

What’s to calculate?

What’s to decide?

There is only to track and confirm.

So my job now is to lighten my
administrative load even more and to automate
my payment process as much as possible.

That means I’ll set up as many autopayments
as I may want because I am 100% sure there
is money in the bank account to cover them.

(Remember we still have the
10% cushion in the account as well)

So How Do I Make Money?

I setup the autopayments using
my own credit card. Not only am I sure I
can pay it off in full with your deposit when
it’s due…but I’ll gain all the free points
and prizes and beat the credit card
companies at their own game.

If you don’t mind.

(note: not sure how to close yet…)